Mountains are unpredictable. The more higher you go, more the risk of altitude sickness. Apart from altitude sickness, Everest Base Camp Trek is a adventure activity. You might not be able to withstand with food and suffer from dysentery. It could easily soil your karma, getting sick high in the mountain. Flight in between Lukla and Kathmandu is not stable like flight to Pokhara or Chitwan or other lower part of Nepal. You could miss your international flights!
It is highly recommended to have a travel insurance for Everest base camp trekking Nepal. It is worth each cents you paid for. In rare case even local sherpa could suffer from sickness. There is no relation in between high altitude sickness and your running stamina, cycling or workout in gym. Here is a brief idea about high altitude sickness.
Nearest motor able road from Lukla is 3 days walk to Phaplu and 6 days walk to Jiri. This is from Lukla, if you are in Gorakshep, it might take up to 10 days to reach motor able road. Sometime flights to Lukla are canceled & pack. Evacuation by mean of helicopter could be ten time more expensive than your expenses for entire Everest Trek. Missing international flight is quite common for Everest trekkers with tight schedule.
Conclusion is you must have valid travel insurance coverage for your Everest Base Camp Trek. Make sure following points:
- Make sure geographical location Nepal is under coverage of your policy
- Make sure policy covers you up to the elevation of 5500 m
- Make sure about coverage of medical evacuation by helicopter up to maximum elevation
- Make sure about baggage delay, ticket rescheduling are covered
- Make sure about coverage of hospital expenses
Before buying a policy check the above list. Sometime you might need to extend your coverage by paying extra on your existing insurance policy. Check this coverage before you leave your country. World Nomad ‘level two’ insurance covers evacuation up to 6,000 m. Also you can extend your existing policy coverage from any where around the world.